get geico. fifteen minutes could save you fifteen percent or more on car insurance. >>> factor tip of the day. a terrific christmas present you could buy someone in a moment. first another terrific present. if you want signed copies of "killing jesus" you have until this thursday order on billoreilly.com. it's sold more than a million copies and i feel i signed them all. that's why we have to cut it off on thursday. in order to get you the books before christmas, i have to physically sign them. we have thousands of orders. if you want them, go to billoreilly.com now. >>> in addition we have great usa strong stuff this year. sends a positive message. like the hats, shirts, cups, pens, all the money is donated to charity. those are reasonably priced. >>> now the mail. dr. ablo is a bloviator. i'm depressed because the president is disempowering me? find someone with a brain. john from florida. dr. ablow nailed it. hope everybody hears his words. from studio city, i am not a fan of watters. i find